Disclosures

Affiliate & advertiser disclosure

WalletIQ is free to use. When you apply for a credit card through a link on this site, we may receive a commission from the card issuer or an affiliate partner. This compensation does not influence our recommendations in any way: cards are selected and ranked exclusively by the estimated dollar value our engine computes from the spending you enter. We show that math on screen for every recommendation.

WalletIQ does not accept payment for placement, and no issuer can pay to appear in — or be excluded from — your results.

Editorial disclaimer

WalletIQ is not a bank, card issuer, broker, or financial advisor, and nothing on this site is financial, legal, or tax advice. The results are mathematical estimates based on the numbers you enter and simplified reward rates, and are provided for informational purposes only. Your actual rewards will depend on your real spending, issuer terms, caps, and how you redeem.

Card details (annual fees, earn rates, and benefits) were last verified in July 2026. Issuers change terms frequently and without notice — always confirm current terms, pricing, and eligibility on the issuer's site before applying. Application approval is at the sole discretion of the issuer.

Not all credit cards or offers available in the marketplace are included in our catalog.

Trademarks

All card names, bank names, and logos referenced on this site are trademarks of their respective owners. WalletIQ is not affiliated with, endorsed by, or sponsored by any card issuer unless explicitly stated.

Contact

Questions? Reach us at hello@trywalletiq.com.